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Frequently asked questions

Selling your Long Island house for cash, answered.

Everything a Nassau or Suffolk homeowner asks before taking a cash offer: how we get to your number, what it costs, whether we buy in your condition and your situation, and how to tell a real cash buyer from a wholesaler. If your question is not here, call (631) 206-5255 and a real person on our team will answer it.

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How does selling my house to NY Cash Sale actually work?

Six steps. You submit your address or call us, and our Long Island acquisitions team calls back within about 5 minutes during business hours. We do a 10-minute phone qualifier to understand the property and your timeline. We either walk the house (20 to 30 minutes) or buy sight unseen if a visit is impractical. Within 24 hours of that, you get a written cash offer. If you accept, we sign a contract with a 10% non-refundable deposit on our side, and you close on the date you choose.

How fast can you close?

As fast as 14 days once we have a signed contract, since there is no lender and no financing contingency to wait on. Just as often, sellers want us to go slower so they can find their next place or line up a move. You pick the date. We close on your timeline, fast or slow.

What does "no obligation" really mean?

You can walk at any point before the contract is signed. Submitting the form, taking our call, doing the walkthrough, even reading the written offer, none of it locks you in. There is no fee to get an offer and no penalty for saying no. If listing with an agent turns out to be the better path for you after you see our number, that is a fine outcome.

Do I have to let people walk through my house?

One walkthrough with our team, and only if you want it. It takes 20 to 30 minutes, with no inspector and no contractor crew tracking through the place. If a walkthrough is impractical, for a tenanted unit, a hoarder situation, or an out-of-state heir, we will buy sight unseen from photos and the qualifier call. There are no public showings and no lockbox with strangers coming through.

Is the written offer negotiable?

Sometimes, but only if you can show us we missed something. If the comps we used were stale, or we priced repairs you have already done, or the lot has frontage we did not see in photos, send it over and we will re-underwrite. We do not negotiate by splitting the difference. We negotiate by re-running the numbers on new facts.

How do you decide what to offer?

Same formula on every house: recent Long Island comps from the last 90 days that match your size, layout, and lot, minus a realistic repair budget priced from active local contractor numbers, minus our holding and resale cost (taxes, insurance, utilities while we own it, plus the agent commission we pay to list it back to retail). The written offer shows the headline number, and we share the exact comp set on request. The number is not personal, it is math.

Are there any fees or commissions?

No. There is no commission, no listing fee, and no charge for the offer. That is the core difference from a retail sale, where an agent commission typically runs 5% to 6% of the sale price. With us, the price we put in writing is the price the deal is built around.

Who pays the closing costs?

We cover our buyer-side closing costs, our attorney and our title work. You remain responsible for your own attorney, any mortgage payoff or liens of record, and property taxes prorated to the closing date. The upside is price stability: once the contract is signed, the offer price is firm, with no repair credits, inspection re-trades, or appraisal-gap deductions between offer and closing.

When does the cash actually hit my account?

At closing. We wire the purchase price (less any mortgage payoff or liens paid directly to the lienholder) to your bank or your attorney's trust account on the close date you chose. Most sellers see the funds the same day or the next business morning depending on their bank. There is no 60-day escrow and no holdback.

Will I net more by listing with an agent instead?

Often, yes, on a clean, market-ready house that shows well. A retail listing usually nets more before you subtract commission, repairs, carrying costs, and the two to three months it takes. A cash sale wins on speed, certainty, and houses the open market would penalize. We will tell you honestly on the qualifier call if we think a listing is the better move for your specific house.

Do I need to make any repairs?

None. We buy as-is. Roof, foundation, old systems, fire or water damage, failed septic, code violations, whatever the condition, we price it into the offer and handle it after closing. You do not fix anything, and you do not front any repair money.

Do I need to clean the house out?

No. Take what you want and leave the rest. Furniture, appliances, the boxes in the attic from decades ago, all of it can stay, and we handle disposal as part of our underwriting. The only things you should take are personal documents, anything sentimental, and titled property like vehicles. Call (631) 206-5255 if you want to talk through a specific cleanout situation.

Will you still buy a house that needs a lot of work?

Yes, that is a large part of what we do. Heavy-rehab houses, hoarder conditions, storm and flood damage, and homes with open permits or violations are normal for us. A house the retail market would reject is usually a straightforward cash purchase.

Do you buy houses in good condition too?

Yes. Plenty of sellers with well-kept houses choose a cash sale for the speed and certainty, not because the house needs work. Selling a settled estate, relocating on a tight timeline, or wanting to skip months of showings are all common reasons.

Can you buy a house that still has tenants in it?

Yes. You do not need to evict anyone or wait for a lease to end. We buy tenant-occupied houses regularly and take the property with the tenancy in place, so you are not stuck managing a difficult occupant while trying to sell. We handle the tenant relationship after closing.

I inherited a house. Can you still buy it?

Yes. Inherited and estate sales are one of the most common situations we handle. We can work with an executor or administrator, coordinate with your estate attorney, buy sight unseen for out-of-state heirs, and take the house fully furnished so no one has to fly in to clean it out. If the estate is still in probate, we can often start the paperwork so closing lines up with the court timeline.

I am behind on payments or facing foreclosure. Can you help?

Often, yes, if there is enough time before the sale date. A cash close can pay off the mortgage and stop the process before it reaches auction. Timing is everything here, so call (631) 206-5255 as early as you can. The sooner we talk, the more options you have.

Do you buy during a divorce or when siblings disagree?

Yes. A clean cash sale with a firm price and a known close date is often the simplest way to divide a property and move on. We work with both parties and their attorneys, keep the process neutral, and split proceeds at closing per whatever agreement or court order is in place.

What if I owe more than the house is worth?

Tell us on the qualifier call. In some cases the numbers still work, and in others a short sale or a different path is the honest answer. We will not string you along. If we are not the right solution, we will say so.

Are "we buy houses for cash" companies legitimate?

The real ones are, and the category also attracts operators who are not. Run any cash buyer, including us, against a few checks: a verifiable Long Island address rather than a PO box, a real founder with a history in this market, a written offer with a comp set on request rather than a verbal price, proof of funds before contract, and zero upfront fees. Never pay "earnest money to lock in your offer." We meet all of these and will hand you the proof.

Are you a wholesaler who will flip my contract to someone else?

No. We are a direct buyer purchasing with our own funds. We show proof of funds and post a 10% non-refundable deposit once the contract is signed, which is money a wholesaler assigning your contract to a third party does not put at risk. The name on the offer is the buyer at the closing table.

What happens if you back out after we sign?

We forfeit the 10% non-refundable deposit. Once both parties sign, we are committed. The deposit structure exists precisely so you can underwrite our certainty before you take the house off any other path.

Do I need my own attorney?

New York is an attorney-state for real estate, so both sides typically use one. We pay ours. Yours is generally the only out-of-pocket cost in the deal, and a flat-fee residential closing on Long Island runs about $750 to $1,500. We close with your attorney rather than pushing you toward ours, and if you do not have one we can suggest a few independent options for you to pick from.

What if I get a higher offer from someone else?

Take it. We are not the right buyer for every house, and we will not out-bid an investor willing to overpay. What we offer is certainty, speed, and no friction. If a competing offer matches that and beats our number, that is the better deal for you, and we would rather lose a deal than retrade you to win it.

Where do you buy houses?

Long Island only, Nassau and Suffolk counties. Our team lives here and underwrites against real local comps. We are not a national operation routing your address to a stranger. If your house is outside Nassau or Suffolk, we are not the right buyer for it.

400+
Long Island families
since 2010
5 min
Avg call-back time
after you request an offer
10%
Non-refundable deposit
at contract signing
5.0 ★
69 reviews
94% five-star

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